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Once your buyer agreement is created you can change the status to Active (submitted to admin)
And select SAVE or SAVE AND CLOSE
The admin will be notified of the new buyer agreement listing. Once created on their end, it will return in the listing file > Buyer Agreementwith an ACTIVE status
Select the hyperlink of the status
and select FINALIZE
The status is now changed to FINALIZED (SUBMITTED TO THE ADMIN)